Welcome Back.

Progress is incremental. You are on the right path.
Value: Peace of Mind
45%
Goal: 3-Month Safety Net 4.500 / 10.000 RON
Your Next Intentional Step
Pay 1.200 RON Extra Toward Auto Loan
This single action will finish the loan 2 months earlier, saving 900 RON in interest. Small steps compound.
Monthly Income
16.000 RON
Total income recorded this period
Monthly Expenses
9.235 RON
Total outflow across all categories
Net This Month
+6.765 RON
What remained after all spending
Net Worth Trajectory
62.250,00 RON
Growth: +1.700 RON Assets minus liabilities. Upward trend maintained.
Money Left Over
+6.765,00 RON
Available capital Ready to be deployed to your goals.
Savings Alignment
42%
Target Met (>20%) You are successfully saving 42% of income.
Income vs Expenses
How your monthly flow has shifted over time.
Where Your Money Goes
This month's category breakdown.
Spending Over Time
Your monthly spending pattern.
Category Patterns
How each category has moved over 6 months.
Income-Based Budgets
Variable Income Mode
Minimum Monthly Income: RON
When enabled, budgets marked "scales with income" adjust their limits proportionally to your actual monthly income.
Growth Projection
Visualizing the long-term impact of today's habits.
Cause & Effect Simulator
Move the sliders to see how small daily changes affect your future.
Amount Saved per Month 20%
Extra Debt Payments 12%
Debt-Free Projection
Aug 2027
Projected Wealth (5Y)
240.000 RON
Cash Flow Forecast
Where your balance is heading based on current patterns.
Debt Payoff Trajectory
Each payment moves the finish line closer.
Recent Activity